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li{list-style:none;break-inside:avoid;padding:0 0 14px;margin:0;display:flex;flex-direction:column;gap:2px;font-size:14px;line-height:1.4}.ihr-az strong{font-size:16px;font-weight:800;color:#000}.ihr-az span{color:var(--ihr-ink-700)}.ihr-az a{color:var(--ihr-teal-700)!important;font-weight:600}.ihr-az a:hover{text-decoration:underline!important}.ihr-ben{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,270px),1fr));gap:28px 32px}.ihr-ben--3{grid-template-columns:repeat(auto-fill,minmax(min(100%,300px),1fr))}.ihr-ben__i{border-top:3px solid #000;padding-top:16px;display:flex;flex-direction:column;gap:8px}.ihr-ben__t{font-size:19px;font-weight:800;letter-spacing:-.02em;line-height:1.25;color:#000}.ihr-ben__d{font-size:15.5px;line-height:1.5;color:var(--ihr-ink-700)}.ihr-steps{list-style:none;margin:0!important;padding:0!important;display:grid;gap:0;counter-reset:st}.ihr-steps li{list-style:none;counter-increment:st;display:grid;grid-template-columns:44px 170px minmax(0,1fr);gap:16px;align-items:baseline;padding:16px 0;border-bottom:1px solid var(--ihr-line-200);margin:0}.ihr-steps li:before{content:counter(st);width:32px;height:32px;border-radius:50%;background:var(--ihr-teal);color:#fff;font-weight:800;font-size:15px;display:flex;align-items:center;justify-content:center;align-self:start}.ihr-steps__w{font-size:16px;font-weight:800;color:#000}.ihr-steps__d{font-size:16px;line-height:1.5;color:var(--ihr-ink-700)}@media (max-width:640px){.ihr-steps li{grid-template-columns:40px minmax(0,1fr)}.ihr-steps__d{grid-column:2}}.ihr-quotes{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,480px),1fr));gap:24px}.ihr-quote{margin:0;background:var(--ihr-paper);border-radius:10px;padding:26px 28px;display:flex;flex-direction:column;gap:14px;border-left:4px solid var(--ihr-teal)}.ihr-quote blockquote{margin:0;padding:0;border:0;font-size:17px;line-height:1.55;font-weight:500;color:#000;font-style:normal}.ihr-quote figcaption{font-size:14px;font-weight:700;color:var(--ihr-teal-700)}.ihr-gd{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,2.2fr);gap:20px 56px;padding:28px 0;border-top:1px solid var(--ihr-line-200)}.ihr-gd__t{font-size:24px;font-weight:800;letter-spacing:-.02em;line-height:1.2;color:#000}.ihr-gd ul{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:8px}.ihr-gd li{line-height:1.5}.ihr-gd .ihr-prose{font-size:17px;max-width:none}.ihr-gd .ihr-steps li{grid-template-columns:44px 150px minmax(0,1fr)}@media (max-width:760px){.ihr-gd{grid-template-columns:1fr}}@media print{.ihr-tb,.ihr-s--brand,.ihr-btns{display:none!important}.ihr-s{padding:20px 0!important}.ihr-gd{break-inside:avoid}}.ihr-rate{display:flex;align-items:center;gap:24px;flex-wrap:wrap;border:3px solid #000;border-radius:12px;padding:20px 24px;margin:28px 0;background:#fff}.ihr-rate__score{display:flex;flex-direction:column;gap:6px}.ihr-rate__v{font-size:48px;font-weight:800;letter-spacing:-.04em;line-height:1;color:var(--ihr-teal)}.ihr-rate__v small{font-size:22px;color:#000;margin-left:2px}.ihr-rate__t{display:flex;flex-direction:column;gap:4px;flex:1 1 280px}.ihr-rate__t strong{font-size:20px;font-weight:800;letter-spacing:-.02em;color:#000}.ihr-rate__t span{font-size:15.5px;line-height:1.5;color:var(--ihr-ink-700)}.ihr-stars{position:relative;display:inline-block;font-size:22px;line-height:1;letter-spacing:2px;white-space:nowrap}.ihr-stars::before{content:"\2605\2605\2605\2605\2605";color:#D5DBD9}.ihr-stars::after{content:"\2605\2605\2605\2605\2605";color:var(--ihr-teal);position:absolute;left:0;top:0;overflow:hidden;white-space:nowrap}.ihr-stars--45::after{width:90%}.ihr-btn--ghost{background:transparent;border-color:#fff;color:#fff!important}.ihr-btn--ghost:hover{background:#fff;border-color:#fff;color:#000!important}.ihr-callout{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;margin-top:36px;background:#fff;border:3px solid #000;border-radius:12px;padding:26px 28px}.ihr-callout .ihr-stack{flex:1 1 420px}.ihr-callout__t{font-size:24px;font-weight:800;letter-spacing:-.02em;line-height:1.2;color:#000}.ihr-callout p{margin:0;font-size:16px;line-height:1.5;color:var(--ihr-ink-700)}.ihr-enq{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:48px;align-items:start}@media (max-width:900px){.ihr-enq{grid-template-columns:1fr;gap:28px}}.ihr-enq__form{background:#fff;border:3px solid #000;border-radius:12px;padding:28px}.ihr-enqf .gform_fields{display:grid!important;grid-template-columns:1fr 1fr!important;gap:18px 20px!important}.ihr-enqf .gfield{grid-column:1 / -1!important}.ihr-enqf .gfield.ihr-gf--half{grid-column:auto!important}@media (max-width:600px){.ihr-enqf .gform_fields{grid-template-columns:1fr!important}.ihr-enqf .gfield.ihr-gf--half{grid-column:1 / -1!important}}.ihr-enqf .gfield_label,.ihr-enqf legend.gfield_label{font-size:15px;font-weight:700;color:#000}.ihr-enqf input[type=text],.ihr-enqf input[type=email],.ihr-enqf input[type=tel],.ihr-enqf select,.ihr-enqf textarea{width:100%;font-family:var(--ihr-font);font-size:16px;padding:12px 14px;border:2px solid #C9CFCD;border-radius:8px;background:#fff;color:#000}.ihr-enqf input:focus,.ihr-enqf select:focus,.ihr-enqf textarea:focus{outline:none;border-color:var(--ihr-teal)}.ihr-enqf .gsection{border-bottom:0;padding:8px 0 0;margin:0}.ihr-enqf .gsection_title{font-size:19px;font-weight:800;letter-spacing:-.02em}.ihr-enqf .gsection_description{font-size:14.5px;color:var(--ihr-ink-700)}.ihr-enqf .gfield_checkbox{display:flex;flex-wrap:wrap;gap:8px 20px}.ihr-enqf .gform_footer input[type=submit],.ihr-enqf .gform_footer button{font-family:var(--ihr-font);font-size:17px;font-weight:700;padding:16px 26px;border-radius:8px;border:2px solid var(--ihr-teal);background:var(--ihr-teal);color:#fff;cursor:pointer}.ihr-enqf .gform_footer input[type=submit]:hover{background:var(--ihr-teal-700);border-color:var(--ihr-teal-700)}.ihr-gf__note{font-size:13.5px;color:var(--ihr-ink-700);margin:0}.ihr-quotes--3{grid-template-columns:repeat(auto-fill,minmax(min(100%,320px),1fr))}.ihr-enqf .ginput_container input,.ihr-enqf .ginput_container select,.ihr-enqf .ginput_container textarea{max-width:100%!important}.ihr-enqf .gform_confirmation_message,.ihr-enq .gform_confirmation_message{font-size:17px;font-weight:600;color:#000}.ihr-faq{border-top:3px solid #000;max-width:920px}.ihr-faq__i{border-bottom:1px solid #D5DBD9}.ihr-faq__i summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:20px 0;font-size:19px;font-weight:800;letter-spacing:-.02em;line-height:1.3;color:#000}.ihr-faq__i summary::-webkit-details-marker{display:none}.ihr-faq__i summary::after{content:"+";flex:none;font-size:28px;font-weight:600;line-height:1;color:var(--ihr-teal)}.ihr-faq__i[open] summary::after{content:"\2212"}.ihr-faq__i summary:hover{color:var(--ihr-teal-700)}.ihr-faq__a{padding:0 0 22px;max-width:760px}.ihr-faq__a p{margin:0 0 12px;font-size:16.5px;line-height:1.6;color:var(--ihr-ink-700)}.ihr-faq__a p:last-child{margin-bottom:0}.ihr-faq__a a{color:var(--ihr-teal-700);text-decoration:underline}@media print{.ihr-faq__a{display:block!important}}.ihr-enqf .ihr-gf--rate{background:var(--ihr-paper);border-radius:8px;padding:12px 14px!important}.ihr-enqf .ihr-gf--rate .gfield_label{display:none!important}.ihr-enqf .ihr-gf--rate label{font-weight:700;color:#000}.ihr-filter{display:flex;flex-direction:column;gap:16px}.ihr-filter[hidden]{display:none}.ihr-filter__search input{width:100%;max-width:420px;font-family:var(--ihr-font);font-size:16px;padding:12px 16px;border:2px solid #000;border-radius:8px;background:#fff;color:#000}.ihr-filter__search input:focus{outline:none;border-color:var(--ihr-teal)}.ihr-chips{display:flex;flex-wrap:wrap;gap:8px}.ihr-chip{font-family:var(--ihr-font);font-size:14.5px;font-weight:600;line-height:1;padding:10px 14px;border-radius:999px;border:2px solid #C9CFCD;background:#fff;color:#000;cursor:pointer}.ihr-chip span{font-weight:500;color:var(--ihr-ink-700);margin-left:2px}.ihr-chip:hover{border-color:#000}.ihr-chip.is-on{background:#000;border-color:#000;color:#fff}.ihr-chip.is-on span{color:#C9CFCD}.ihr-chip:focus-visible{outline:3px solid var(--ihr-teal);outline-offset:2px}.ihr-yearblock{display:flex;flex-direction:column;gap:24px}.ihr-yearblock[hidden],.ihr-od[hidden],.ihr-nomatch[hidden]{display:none!important}.ihr-nomatch{display:flex;flex-direction:column;align-items:flex-start;gap:14px;padding:24px 0}.ihr-nomatch p{margin:0;font-size:17px;font-weight:600;color:#000}